What Happens After a Florida Real Estate Contract Is Signed?

Once the buyer and seller have signed and delivered a contract, the first job is to establish its effective date and read every deadline and rider. That date often drives the schedule, but the exact wording of the signed agreement controls.

The agent distributes the complete contract to the title company, lender, and other authorized participants. The buyer arranges the initial escrow deposit by the contract deadline. Inspections are scheduled promptly, and the seller provides required disclosures and access. If the property is in an HOA or condominium, the team requests documents and starts the application process early.

The buyer and lender work through the loan application, appraisal, insurance, and approval requirements. The title team reviews ownership and liens, obtains payoff information, and prepares for settlement. The parties address inspection findings or title issues through the agent and, when needed, a written amendment. Any financing, appraisal, inspection, or condo review rights depend on the exact contract and applicable law.

The team confirms the signing appointment, final figures, funding plan, and walk-through. The buyer verifies wire instructions by calling the title company at a trusted number. Utilities should be coordinated for a smooth handoff, and the final settlement statement goes into the transaction record after closing.

Christine Matus PA keeps the timeline visible, follows up with each participant, and alerts the agent when an item needs attention. 

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